How to Minimize Fees on NowPayments

Choose one of the options to minimize your fees on nowpayments cryto platform

Option 1: Enable Сustody

Your client makes a deposit with a network fee. Nowpayments process the payment, charge the NOWPayments service fee, and send it to your custody balance.

Only one network fee for processing. This is because the funds remain on your custody balance instead of being paid straight to your wallet, i.e. 2 network fees + service commission.

If you use the non-custodial flow:

  • Your client makes a deposit and pays a network fee.
  • We process the payment, charge the NOWPayments service fee, and make the payout to your wallet, incurring a network fee for both steps.

Option 2: Fee paid by user

When creating a payment/invoice, you can enable this option. It allows you to transfer all commissions on payment to your customer. To create payments via API you should use the “is_fee_paid_by_user : true” parameter.

Option 3: Low-fee coins

You can use coins with lower network fees. Try crypto such as BNBBSC, LTC, TRX, and others. You can see the minimum payment for a pair of coins on nowpayments status page by selecting the desired pair or by using API request.

Option 4: Network fee optimisation

This is a feature you can enable via your merchant dashboard. The system automatically determines the lowest network fee for each pair and directs funds to the appropriate wallet. We recommend this option if you have a large pool of wallets and don’t have custody enabled.

Option 5: Payment markup

Payment markup can be enabled in your merchant dashboard settings. It adds a fixed percentage to the payment amount (maximum 10%) on each payment. Thus users will pay slightly more from the start, and you will lose less on commissions.

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