{"id":4590,"date":"2025-05-27T07:55:05","date_gmt":"2025-05-27T07:55:05","guid":{"rendered":"https:\/\/the-online.com\/hosting\/?p=4590"},"modified":"2025-05-27T07:55:46","modified_gmt":"2025-05-27T07:55:46","slug":"npci-directs-banks-to-show-balance-after-every-upi-transaction","status":"publish","type":"post","link":"https:\/\/the-online.com\/hosting\/npci-directs-banks-to-show-balance-after-every-upi-transaction\/","title":{"rendered":"NPCI Directs Banks to Show Balance After Every UPI Transaction"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Indian banks will have to display account balance after each UPI transaction <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The National Payments Corporation of India (NPCI) has\u00a0<a href=\"https:\/\/www.npci.org.in\/PDF\/npci\/upi\/circular\/2025\/UPI-OC-No-215-A-FY-2025-26-Guidelines-on-usage-of-UPI-APIs.pdf\" rel=\"noopener\">mandated<\/a>\u00a0issuer banks to display the available balance within a user\u2019s account while communicating every successful Unified Payments Interface (UPI) transaction. This direction formed part of the broader guidelines on Application Programming Interface (API) usage by different members of the UPI ecosystem. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also, there is Balance Enquiry API where Users can deploy this API to check the balance available through the UPI app (like googlepay, amazon pay, paytm, phonepe, bhim upi, etc). The NPCI has capped the usage of this balanace enquiry API to 50 requests per app per customer during a 24-hour period, and mandated that only customers can initiate such requests. However, UPI apps can limit or stop the balance enquiry requests to reduce load during peak hours.<\/p><div class='code-block code-block-9' style='margin: 8px auto 8px 0; text-align: left; display: block; clear: both;'>\n<!-- OnlHeaderResponsive -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-5339207343588395\"\n     data-ad-slot=\"9406207027\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n(adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n\n<p class=\"wp-block-paragraph\">The-Online.com is one of the India&#8217;s leading <a href=\"https:\/\/the-online.com\/hosting\/cheap-web-hosting-india-rs-25\/\" data-type=\"link\" data-id=\"https:\/\/the-online.com\/hosting\/cheap-web-hosting-india-rs-25\/\">web hosting provider<\/a> and domain registrar which accepts <strong><a href=\"https:\/\/the-online.com\/hosting\/upi-domain-name-registration-india-upi-accepted-here\/\" data-type=\"link\" data-id=\"https:\/\/the-online.com\/hosting\/upi-domain-name-registration-india-upi-accepted-here\/\">UPI<\/a><\/strong> for registerring <a href=\"https:\/\/the-online.com\/hosting\/register-dot-in-domain-name-india\/\" data-type=\"link\" data-id=\"https:\/\/the-online.com\/hosting\/register-dot-in-domain-name-india\/\">domain names<\/a>, including .in and .com domains, as well as, hosting websites for Indian businesses and individuals.<\/p>\n<!-- CONTENT END 1 -->\n","protected":false},"excerpt":{"rendered":"<p>Indian banks will have to display account balance after each UPI transaction The National Payments Corporation of India (NPCI) has\u00a0mandated\u00a0issuer banks to display the available&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_kb_optimizer_status":0,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[16],"tags":[150,147,281,280],"class_list":["post-4590","post","type-post","status-publish","format-standard","hentry","category-forum","tag-domain","tag-hosting","tag-payments","tag-upi"],"_links":{"self":[{"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/posts\/4590","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/comments?post=4590"}],"version-history":[{"count":0,"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/posts\/4590\/revisions"}],"wp:attachment":[{"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/media?parent=4590"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/categories?post=4590"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/the-online.com\/hosting\/wp-json\/wp\/v2\/tags?post=4590"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}